Bonds and Their Valuation Mini-Case Essay

Sam Strother and Shawna Tibbs are VPs of Mutual of Seattle Insurance Company and co-executives of the company’s benefits subsidize the executives division. A significant new customer, the Northwestern Municipal Alliance, has mentioned that Mutual of Seattle present a speculation class to the chairmen of the spoke to urban areas, and Strother and Tibbs, who will cause the genuine introduction, to have requested that you help them by responding to the accompanying inquiries. Since the Boeing Company works in one of the league’s urban areas, you are to work Boeing into the introduction. a.What are the key highlights of a bond? Answer: 1.Par or face esteem. We for the most part expect a $1,000 standard worth, yet standard can be anything, and frequently $5,000 or more is utilized. With enlisted bonds, which is what are given today, on the off chance that you purchased $50,000 worth, that sum would show up on the declaration. 2.Coupon rate. The dollar coupon is the â€Å"rent† on target acquired, which is commonly the standard estimation of the bond. The coupon rate is the yearly intrigue installment partitioned by the standard worth, and it is commonly set at the estimation of r on the day the security is given. 3.Maturity. This is the quantity of years until the bond develops and the guarantor must reimburse the credit (return the standard worth). 4.Issue date. This is the date the bonds were given. 5.Default hazard is inborn in all bonds with the exception of treasury bondsâ€will the guarantor have the money to make the guaranteed installments? Securities are appraised from AAA to D, and the lower the rating the less secure the security, the higher its default hazard premium, and, thus, the higher its necessary pace of return.

G.E.D Essay Samples - How To Find The Easy And Difficult Essays

G.E.D Essay Samples - How To Find The Easy And Difficult EssaysG.E.D Essay samples are available for just about every student type. G.E.D Essay samples that cater to college students and a bit to high schoolers. They offer a variety of tests to choose from.High school students are more likely to take tests for G.E.D Essay samples. Students in elementary and middle schools are beginning to get G.E.D Essay samples, which include fact finding and essay tests. College students are also able to take some online G.E.D Essay samples, depending on their time. These test options are quite interesting, as they are almost similar to tests given in high school or college.A group of students took an English test recently, which included tests for writing style and grammar. It is great that students are encouraged to write essays, even if they don't have to do it for school. However, not all students think it is beneficial to write essays at home.Some students don't like writing essays at home and would rather go to a college or high school for writing essays. This is fine, but students should be reminded that not all essay samples are easy to take. An essay sample is just a way to practice and learn.It is possible to find G.E.D Essay samples that are easier than others. An easy essay sample will let the student practice on some paragraphs, using a short sentence or paragraph and not worry about grammar or punctuation. An essay sample like this is good for a student who doesn't worry about grammar or writing style, but who has trouble with any type of test.Some more difficult G.E.D Essay samples may require a person to make a small mistake. This will require editing or the user to check his or her work. Some people feel that these types of essay samples are overrated. There are students who don't need to worry about being praised and others who feel the opposite.Students should know that essays like this are for practice and not for taking tests. Taking tests for essays may make the test harder. Taking a test for this reason, however, won't make the test difficult.A simple way to prepare for G.E.D Essay samples is to be organized. The best way to organize your essays is to do them before you start class. G.E.D Essay samples that give tips are also helpful.

Program Assistant Introduction Julia Chung COLUMBIA UNIVERSITY - SIPA Admissions Blog

Program Assistant Introduction Julia Chung COLUMBIA UNIVERSITY - SIPA Admissions Blog Were introducing our new group of program assistants with the Office of Admissions. Youve already met Niara and Kier, so now please meet Julia! Julia Chung was born and raised in New Jersey but hopes to be considered an honorary New Yorker. She is a second-year MPA student concentrating in Urban and Social Policy and specializing in Technology, Media, and Communications. After graduating from Vassar College with a BA in Sociology and a minor in Asian Studies, Julia worked at various nonprofits in New York City on issues including housing, immigration, education, and civic engagement. Photo courtesy of: Sandy Zhang What were you doing before you came to SIPA? Before SIPA, I spent four years working at various nonprofits in New York City, focusing on immigration advocacy and civic engagement. After working on various grassroots-level campaigns, I realized that I needed more knowledge and expertise. I decided that the best way to serve my community was to first learn how to create better policies and how to better include multiple voices and communities in policy-making. What attracted you to SIPA and Columbia University? When looking at graduate schools, the two factors that were most important to me were the classes and professors and where the school was located. I wanted to be in a city so I could remain involved in local issues and I wanted professors that had expertise on social policy and municipal governments. After my acceptance, I sat in on Mark Steitz’s Data Driven Approaches to Campaigns and Advocacy class. Less than half way through the class, I knew that SIPA was the school for me. It was clear that SIPA would not only provide the theory and best-practices about policymaking, but also teach the practical skills I needed to further my career. How did you find the core curriculum at SIPA? With no previous quantitative experience, I was apprehensive about the economics and quantitative analysis series. However, in the end, I found both to be extremely useful. Microeconomics and macroeconomics provided me greater insight in why governments make certain decisions around monetary and fiscal policy. And having enjoyed Quantitative Analysis I, I enrolled in Quantitative Analysis II, which is not required, the next semester. Now I highly recommend all students to take Quantitative Analysis II because I think it’s crucial for all policymakers to know how critique the methods of an academic journal article. How did you obtain your internship? I found the general internship posting for NYC Department of Transportation on SIPAlink, our platform for career resources. Having had mainly nonprofit experience, I was looking for opportunities in municipal government. Soon after sending in my resume and cover letter, I was invited to interview with the Grants Management team and offered a College Aid position. What are your goals for the second year? Having completed all my core classes for my degree and concentration in my first year, almost all my second year classes will be elective courses. My goal for the second year is to continue building my skills in design thinking and data analysis. I also want to take classes in other Columbia University schools, such as Mailman School of Public Health and Columbia Business School. What do you think makes a good SIPA student or what qualities do stellar SIPA students typically possess? I think stellar SIPA students typically are: Skilled in time management. There’s quite a bit to juggle between lectures, recitations, office hours, club meetings, networking events, group projects, and life in general! A stellar student knows exactly how much they can take on, where to allocate their energy and when they need to say no and have some self-care time. Open minded and willing to listen to other perspectives. Classmates are from all walks of life with different personal and professional experiences. We don’t always agree on the merits of certain policies or hold similar political views, but we have to respectfully hear the other perspective. Proactive in getting involved in SIPA and off campus. There are so many events and opportunities at SIPA, but also in New York City. Stellar students do their research and get involved!